Products

Life Insurance:

Life insurance is one of the most effective ways to protect your family's lifestyle and future from sudden upheaval due to an unforeseen event. Why buy insurance? The reasons to buy insurance are different for everyone. At its core, the decision to purchase insurance is all about providing financial security for yourself and the ones you care about. The first step is to determine your goals, how much insurance you need to meet your goals over time, and what you can afford to pay. As a financial advisor I can help you with all aspects of this process. Next, we investigate what types of insurance can be used to meet your needs. After considering initial premium payments we look to other factors such as any possible increases in premium over time, any additional death benefits, and any living benefits that can be utilized before you die.  From there I can advise you on the type of insurance policy (or combination of types) that best meets your needs.

Common Types of Life Insurance 

Long-Term Care Insurance:

Going through life may require a little help along the way. While life insurance is there to protect your loved ones, it is important to remember sometimes we need a little help too. Long-Term Care insurance can be an effective way to help mitigate the rising cost of covering a long-term care event. Long-Term Care coverage reimburses certain expenses that are needed to perform basic daily activities such as bathing and dressing as a result of a chronic health condition or cognitive impairment. This includes services provided in your home or a facility. The cost of these services is generally not covered by private health insurance or government programs.  So, if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build. The cost of an in-home nurse or living in a facility can be very expensive. This can lead to a lifetime of savings quickly disappearing to care for you during the final years of your life, or during a long recovery process. 

Common types of Long-Term Care Insurance 

Investment Advisory Solutions:

For those investors who desire broad financial market participation and wish to have ongoing advice from a financial professional. Investment Advisory programs are appropriate for clients who seek a disciplined investment strategy, wish to have the ongoing advice of a professional advisor, want to implement a long-term investment plan and prefer the consistency of fee-based pricing.3

More about Investment Advisory Accounts

Annuities:

Annuities are a very common solution to help people supplement their retirement income. While annuities may not be the right fit for everyone, for many people they offer a guaranteed revenue stream throughout their later years. The right annuities can often help you meet your retirement income needs. During our consultation into your unique retirement goals I am happy to discuss whether annuities are right for you. Finally, after helping you consider premium payment options, when you will need your income, and any additional features that can be utilized, I help you choose the type of annuity that best meets your goals.

Common Types of Annuities 

 

Brokerage Account and Direct Mutual Funds:

For clients seeking control over their investments and access to a financial professional. Through NYLIFE Securities, you can open a traditional brokerage account or invest directly with industry leading mutual fund companies. Both are ideal for the investor who does not require on-going advice and wants to exercise control over their investment strategy.

 

Other Products:

We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products2. If we don't offer it, chances are we can assist you.

To Schedule a Complimentary Consultation Call 386.275.1322 or click here. 

*Policy loans will accrue interest daily. Any outstanding loans plus interest will reduce the aviailable cash surrender value and death benefit of the policy. Any loan interest that you do not pay will be added to the policy's outstanding loan principal and will also accrue interest daily.

^Guarantees are backed by the claims-paying ability of the issuer.

1Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 591/2 may also be subject to a 10% federal tax penalty

2Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.

All investments involve risk including the potential loss of principal. There is no guarantee that any investment strategy will be successful. Eagle Strategies LLC (Eagle) is an indirect wholly owned subsidiary of New York Life Insurance Company and an SEC-registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Eagle investment adviser representatives (IARs) act solely in their capacity as insurance agents of New York Life, its affiliates, or other unaffiliated insurance carriers when recommending insurance products and as registered representatives when recommending securities through NYLIFE Securities LLC (member FINRA/SIPC), an affiliated registered broker-dealer and licensed insurance agency. Investment products are not guaranteed and may lose value. No tax or legal advice is provided by Eagle, its IARs or its affiliates.

Calculators